Privacy Policy
Effective Date - November 5, 2026
American Trades Advantage ("we," "us," or "our") helps individuals explore life insurance options, including Indexed Universal Life (IUL) insurance. This Privacy Policy explains what information we collect through our advertisements, lead forms, and related communications, how we use it, and who we may share it with.
Information we collect
Information you provide. When you request insurance information, we may collect your name, phone number, email address, location, coverage preferences, and answers to questions you voluntarily submit through our forms.
Consent records. We may maintain records of your inquiry and consent, including the date and time of submission, form responses, and applicable consent information.
Advertising information. When you interact with our advertisements or submit a Facebook or Instagram Instant Form, we may receive submission details, advertising campaign information, and other information made available through Meta's advertising services.
How we use information
To respond to your insurance inquiry and connect you with licensed insurance professionals who can discuss coverage options.
To communicate with you by phone, text message, or email regarding your request, consistent with applicable consent requirements.
To maintain records of inquiries, communications, and consent, and fulfill legal obligations.
To evaluate and improve our advertising campaigns and services.
To detect and prevent fraud, unauthorized activity, and misuse of our services.
How we share information
Insurance professionals. We may share information with authorized insurance agents, agencies, brokers, or insurance providers involved in responding to your request, as disclosed when your information is collected. These professionals may contact you regarding insurance options and may maintain their own privacy policies.
Service providers. We may share information with companies supporting our operations, including customer relationship management platforms, communication services, data storage providers, and other business service providers.
Advertising partners. We may use Meta's advertising and measurement services to evaluate campaign performance. Information may be processed through authorized advertising integrations where applicable.
Legal and safety. We may disclose information when required by law or reasonably necessary to protect our rights, customers, or business operations.
Business transfers. Information may be transferred in connection with a merger, acquisition, or business reorganization, subject to applicable laws and platform restrictions.
We do not sell personal information collected through Meta Instant Forms. Information is shared only for permitted purposes consistent with applicable laws and the disclosures provided when it was collected.
Your choices
Calls and texts. You may request that communications stop by notifying us or the person contacting you, or by replying STOP to applicable text messages. Message and data rates may apply. Consent to marketing communications is not required to purchase insurance.
Email. You may unsubscribe from marketing emails using the unsubscribe instructions provided or by contacting us directly.
Privacy requests. You may contact us to request information about your personal data or ask that certain communications or uses stop.
Your privacy rights
Depending on your state of residence and applicable privacy laws, you may have the right to access, correct, or delete personal information we maintain about you, and to opt out of certain uses or disclosures of your information, including targeted advertising where applicable.
You may also have the right to appeal decisions regarding privacy requests and exercise your rights without unlawful discrimination.
To submit a privacy request, email [Business Email] with the subject "Privacy Request." We may verify your identity before processing your request. Authorized representatives may submit requests where permitted by law.
Data retention
We retain personal information for as long as reasonably necessary to respond to insurance inquiries, maintain business and consent records, comply with legal obligations, and resolve disputes. Information that is no longer needed will be deleted or de-identified as appropriate.
Security
We use reasonable administrative, technical, and organizational safeguards to protect personal information. However, no electronic storage or transmission system is completely secure, and absolute security cannot be guaranteed.
Children
Our services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from children.
Changes to this policy
We may update this Privacy Policy periodically. Any changes will be published with a revised effective date.
Contact us
For questions regarding this Privacy Policy or your personal information, contact American Trades Advantage at [Business Email].
American Trades Advantage ("we," "us," or "our") helps individuals explore life insurance options, including Indexed Universal Life (IUL) insurance. This Privacy Policy explains what information we collect through our advertisements, lead forms, and related communications, how we use it, and who we may share it with. Information we collect
Information you provide. When you request insurance information, we may collect your name, phone number, email address, location, coverage preferences, and answers to questions you voluntarily submit through our forms.
Consent records. We may maintain records of your inquiry and consent, including the date and time of submission, form responses, and applicable consent information.
Advertising information. When you interact with our advertisements or submit a Facebook or Instagram Instant Form, we may receive submission details, advertising campaign information, and other information made available through Meta's advertising services.
How we use information
To respond to your insurance inquiry and connect you with licensed insurance professionals who can discuss coverage options.
To communicate with you by phone, text message, or email regarding your request, consistent with applicable consent requirements.
To maintain records of inquiries, communications, and consent, and fulfill legal obligations.
To evaluate and improve our advertising campaigns and services.
To detect and prevent fraud, unauthorized activity, and misuse of our services.
How we share information
Insurance professionals. We may share information with authorized insurance agents, agencies, brokers, or insurance providers involved in responding to your request, as disclosed when your information is collected. These professionals may contact you regarding insurance options and may maintain their own privacy policies.
Service providers. We may share information with companies supporting our operations, including customer relationship management platforms, communication services, data storage providers, and other business service providers.
Advertising partners. We may use Meta's advertising and measurement services to evaluate campaign performance. Information may be processed through authorized advertising integrations where applicable.
Legal and safety. We may disclose information when required by law or reasonably necessary to protect our rights, customers, or business operations.
Business transfers. Information may be transferred in connection with a merger, acquisition, or business reorganization, subject to applicable laws and platform restrictions.
We do not sell personal information collected through Meta Instant Forms. Information is shared only for permitted purposes consistent with applicable laws and the disclosures provided when it was collected.
Your choices
Calls and texts. You may request that communications stop by notifying us or the person contacting you, or by replying STOP to applicable text messages. Message and data rates may apply. Consent to marketing communications is not required to purchase insurance.
Email. You may unsubscribe from marketing emails using the unsubscribe instructions provided or by contacting us directly.
Privacy requests. You may contact us to request information about your personal data or ask that certain communications or uses stop.
Your privacy rights
Depending on your state of residence and applicable privacy laws, you may have the right to access, correct, or delete personal information we maintain about you, and to opt out of certain uses or disclosures of your information, including targeted advertising where applicable.
You may also have the right to appeal decisions regarding privacy requests and exercise your rights without unlawful discrimination.
To submit a privacy request, email [Business Email] with the subject "Privacy Request." We may verify your identity before processing your request. Authorized representatives may submit requests where permitted by law.
Data retention
We retain personal information for as long as reasonably necessary to respond to insurance inquiries, maintain business and consent records, comply with legal obligations, and resolve disputes. Information that is no longer needed will be deleted or de-identified as appropriate.
Security
We use reasonable administrative, technical, and organizational safeguards to protect personal information. However, no electronic storage or transmission system is completely secure, and absolute security cannot be guaranteed.
Children
Our services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from children.
Changes to this policy
We may update this Privacy Policy periodically. Any changes will be published with a revised effective date.
Contact us
For questions regarding this Privacy Policy or your personal information, contact American Trades Advantage at [Business Email].